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Select Your Coverage
Page 1

Property (Contents Only)

Protects the things you use to do business.

If you turned your building upside down and shook it, this covers the things that would fall out. This includes any items stored at your location that belong to your customers. It also covers the value of any changes or improvements you made to your leased property in order to do business there.

General Liability

Protects you from a wide range of claims made against your business.

Helps protect your business from claims or lawsuits involving your products or business operations. Imagine the impact to your business if a customer is injured at your workplace or an employee causes damage to a customer's property. General liability can cover all that plus claims of false advertising and libel.

Did you know? General liability insurance does not cover lawsuits relating to your professional services.

Workers' Compensation

Protects your business if an employee gets hurt or sick on the job.

Provides benefits to your employees for work-related injuries or illnesses including medical care, wages from lost work time and more. If the worker's family decides to sue you, coverage can help you with related legal fees. Why do you need workers" compensation coverage? First, most states -- and many of your customers -- require it. Plus, it’s the right thing to do for your employees. For a one-person operation, work-related injuries may not be covered by your health insurance.

Did you know? Businesses have been turning to The Hartford for workers" comp coverage for more than a century.

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About Your Company
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    Business Details
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    Include everyone listed on your business's legal documents.
    Does this building have any of the following fire precautions? Select all that apply.

    Workers’ Compensation Details
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    Combined Percent Ownership cannot be greater than 100
    Payroll must be greater than 0 for atleast one officer

    Non-Officer Payroll Details

    Enter the estimated payroll (next 12 months) for all of your non-officer employees in the category that most accurately reflects their job duties.
    Please enter valid details for at least one category

    Non-Officer Payroll Details

    Enter the estimated payroll (next 12 months) for all of your non-officer employees.

    Workers’ Compensation Details
    Page 4 of 5

    Officer Payroll Details

    Enter the estimated payroll (next 12 months) for all of your officers.

    Non-Officer Payroll Details

    Enter the estimated payroll (next 12 months) for all of your non-officer employees.

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    Business Owners
    $1243.00
    Property Coverage Limits
    Business Personal Property
    Deductible
    Your policy includes these coverages and 50+ more.
    General Liability Coverage Limits
    Medical Expenses
    Damage to Premises Rented to You
    Additional Insured by Contract
    General Aggregate Limit
    Products/Completed Operations Aggregate Limit
    Personal and Advertising Injury Coverage Limit
    Business Liability Limit
    Employment Practices Liability Insurance
    Electronic Media Liability
    Amendment- Aggregate Limits (Per Project)
    Technology Services Extension
    Technology Services Extension Plus
    Reimbursement of Legal Expenses Coverage for Court or Review Boards
    Stop Gap Coverage
    Garage Operations Liability – Auto Services
    Wind Exclusion
    View Quote Details
    Property
    $1243.00
    Property Coverage Limits
    Business Personal Property
    Deductible
    Your policy includes these coverages and 50+ more.
    View Quote Details
    General Liability
    $1243.00
    General Liability Coverage Limits
    Medical Expenses
    Damage to Premises Rented to You
    Additional Insured by Contract
    General Aggregate Limit
    Products/Completed Operations Aggregate Limit
    Personal and Advertising Injury Coverage Limit
    Business Liability Limit
    Employment Practices Liability Insurance
    Electronic Media Liability
    Amendment- Aggregate Limits (Per Project)
    Technology Services Extension
    Technology Services Extension Plus
    Reimbursement of Legal Expenses Coverage for Court or Review Boards
    Stop Gap Coverage
    Garage Operations Liability – Auto Services
    Wind Exclusion
    View Quote Details
    Workers’ Compensation
    $1243.00
    Coverage Limits
    Bodily Injury By Accident / Each Accident
    Bodily Injury By Disease Policy Limit
    Bodily Injury By Disease Each Employee
    This policy covers medical and loss of income benefits for injury or illness resulting from a work-related injury. Also covers death benefits in the event the bodily injury results in death.
    View Quote Details

    Save Money With Workers’ Comp Payroll Billing

    Make automatic payments based on your actual payroll.
    Compared to direct bill, Payroll Billing customers owe less on their Workers’ Comp premium after audit.
    No down payment
    No late fees
    No frustrating audit adjustments
    If your payroll provider isn't listed enter "Self Reported Payroll".

    Fraud Warning: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

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